There are many steps to repairing your credit score. One thing you have to keep in mind is that if you still have unresolved debts, you’re going to need to start eliminating them before you can do much about your credit score.
If you want to improve your credit score, and start rebuilding your credit…you’re going to need to start trying to resolve your current outstanding debts. You can contact your debtors, and ask them to work something out with you. Many creditors are more interested in resolving the account than they are in never getting paid. This usually means they are happy to work with you…paying off the debt in small increments.